Home Protecting Yourself

Inheritance Scams — How to Spot and Avoid Them

Scammers target people expecting an inheritance. Learn the warning signs and how to protect yourself.

Scams targeting heirs are common

Inheritance scams exploit hope of receiving money from an estate. Probate records are public in most states, making it easy for scammers to identify targets.

Common scam types

The unknown relative scam. An email claims you've inherited money from a distant relative. To receive it, you must pay upfront fees. This is always a scam.

Fake law firm letters. Scammers impersonate real firms, using legitimate letterhead. Always verify by contacting the firm through independently verified information.

Predatory advance companies. Some charge excessive hidden fees or use high-pressure tactics. Always read the full agreement.

Executor impersonation. Someone claims to be the executor and asks for personal information. Real executors work through attorneys and courts.

Red flags

Requests for upfront fees or wire transfers. Pressure to act immediately. Communication only through email. Requests for SSN or bank details via email. Claims about unknown overseas relatives.

How to protect yourself

Verify everything independently. Look up contact information separately. Never pay to receive an inheritance — legitimate costs come from the estate. Work with your own attorney. Check the BBB before working with any advance company.

Disclaimer: This page is for general informational purposes only and does not constitute legal, financial, or tax advice. Probate laws, timelines, and costs vary significantly by state and by individual circumstances. We strongly encourage you to consult with a qualified attorney or financial advisor for guidance specific to your situation. First Heritage Funding is not a law firm and does not provide legal services.

Frequently Asked Questions

Yes. We provide transparent terms in writing, never charge upfront fees, and our advance is repaid from the estate. Call {PHONE} to discuss your situation.

Report to the FTC at reportfraud.ftc.gov, the FBI's IC3 at ic3.gov, and your state attorney general. If you sent money, contact your bank immediately.

Yes. Probate filings are public records, and some scammers monitor court filings to identify targets.

Ready to access your inheritance?

Get a free, no-obligation quote in minutes. Call us or fill out our simple form.

Need your inheritance now? Get a free quote in minutes — no obligation.