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How It Works

Getting an inheritance advance is simpler than most people expect. Here's the entire process from start to finish.

1

Tell us about the estate

Contact us by phone or through our online form. We'll ask basic questions: who passed away, which state the estate is in, your relationship to the deceased, and a rough estimate of the estate's value. No financial disclosures, no tax returns, no credit applications.

2

We review the estate documents

Our team reviews the probate petition, will, trust documents, and other filings to verify the estate's assets and your status as an heir. We work directly with the estate attorney — you don't have to chase down paperwork.

3

You receive your offer

Once verified, we present a clear offer: the advance amount and a flat fee. No hidden charges, no fine print. You have complete freedom to accept, decline, or ask questions — there's never any pressure.

4

Get your funds

If you accept, we prepare a simple assignment agreement and wire funds directly to your bank account. Most heirs receive their money within 24 to 48 hours of accepting the offer.

5

Estate closes, we're repaid

When the estate eventually closes and funds are distributed, our portion is paid from the estate proceeds. You keep the rest. If the estate doesn't produce enough, you owe nothing — we absorb the loss.

Related Resources

Detailed: How an Advance WorksRead more →Advance vs. LoanRead more →Frequently Asked QuestionsRead more →

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