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Pennsylvania Inheritance Advance

Pennsylvania probate can take 6 months to 2+ years. Get your inheritance advance in as little as 48 hours.

How probate works in Pennsylvania

Pennsylvania handles probate through the Register of Wills and the Orphans' Court division of the Court of Common Pleas in each county. Pennsylvania is one of six states that imposes an inheritance tax on beneficiaries, which adds a layer of complexity. Consult a PA probate attorney for specific guidance.

General timeline

Filing and appointment (weeks 1-3). The executor files the will with the Register of Wills in the county where the deceased resided. Letters testamentary are typically issued quickly — often same-day or within a few days.

Creditor notice period (1 year). Pennsylvania has one of the longest creditor periods — creditors have up to one year to file claims. The executor typically publishes notice in two newspapers.

Inventory (within 3 months). The executor files an inventory of estate assets. If real estate is involved, it may need to be appraised.

Inheritance tax (within 9 months). Pennsylvania's inheritance tax return is due 9 months after death. A 5% discount applies if paid within 3 months.

Distribution (months 6-24+). Simple estates may close in 6-12 months. Complex estates take 12-24 months or longer.

Pennsylvania-specific considerations

Inheritance tax. PA is one of six states with an inheritance tax. Rates: 0% for surviving spouses, 4.5% for lineal descendants (children, grandchildren), 12% for siblings, 15% for all others. This tax is paid by the beneficiary, not the estate.

Small estate threshold. Estates under $50,000 (excluding real estate) may qualify for simplified procedures.

Philadelphia. Philadelphia County often has longer processing times due to volume.

If you're a Pennsylvania heir

Between the long creditor period and inheritance tax processing, PA probate takes months. An inheritance advance provides funds in 48 hours.

Get a free quote or call (800) 617-7260.

Disclaimer: This page is for general informational purposes only and does not constitute legal, financial, or tax advice. Probate laws, timelines, and costs vary significantly by state and by individual circumstances. We strongly encourage you to consult with a qualified attorney or financial advisor for guidance specific to your situation. First Heritage Funding is not a law firm and does not provide legal services.

Frequently Asked Questions

Simple estates: 6-12 months. Complex estates: 12-24 months. The one-year creditor period is a key factor.

Yes. Rates are 0% for spouses, 4.5% for children/grandchildren, 12% for siblings, and 15% for others. A 5% early payment discount applies if paid within 3 months of death.

Yes — through living trusts, beneficiary designations, joint ownership, and transfer-on-death deeds (PA adopted TOD deeds). Small estates under $50,000 qualify for simplified procedures.

Yes. We work with Pennsylvania heirs statewide, regardless of county.

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